The first level is formed by the People Bank of China as well as Development Banks
The People Bank, as equity, is indeed a credit, payment and settlement center of the Country. It is responsible for the design and conduct of monetary policy and oversight over the banking system which carries out the norms of the Chinese Banking Regulation Commission.
Three Development Banks exist – the State Development Bank of China, the Agricultural Development Bank of China, and the Export-Import Bank of China. They are responsible for implementing State programs in the industrial, agricultural, and foreign trade areas, respectively.
The basis of China’s banking system are state-owned commercial banks, among which the leaders orthe “Big Four‘. Namely: Bank of China, Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China.
State-owned commercial banks are both urban and rural in their scope of operation. Large commercial banks are allocated to a special category, and it is the prerogative of the government to modernize and improve the efficiency of state-owned banks.
The presence of banks under the control of non-residents in the Chinese banking system is not as extensive as in other countries, since the ban on their activities in China was lifted only after the country’s accession to the WTO.
Also on the second level are various financial companies that carry out banking operations: asset management corporations, trust investment companies, leasing financial companies.
To counter the traditional institution in China, there is a developed system of urban and rural cooperatives, which is the basis for financing small and medium-sized businesses in the country and occupies the third level of the banking system. It exists in the forms of agricultural and urban credit cooperatives.
References from internet/non internet sources.
Number of branches of commercial banks in China 2012-2019
Published by Statista Research Department, Sep 22, 2020
In 2019, the number of commercial bank branches in China amounted to 101 thousand. At the same time, almost 200 commercial banks were operating in the country that issued more than seven billion debit cards to their customers
Number of commercial bank branches in China from 2012 to 2019 (in 1,000s)
Number of bank branches in thousands
Showing entries 1 to 8 (8 entries in total)
Quarterly NPL stock of the banking sector in China 2016-2019
Ratio of non-performing loans (NPL) in China’s whole banking system 2010-2019
Quarterly special mention loan stock of the banking sector in China 2016-2019
Quarterly capital adequacy ratio of commercial banks in China Q1 2018-Q2 2020
Equity ratio and core capital ratio of leading listed Chinese banks 2018
Quarterly banking industry climate index in China Q2 2017-Q2 2020