As a British traveller, you’re likely no stranger to exploring the world. Whether you’re a frequent flyer or an occasional adventurer, maximising your credit card rewards can help make your travels more affordable and enjoyable. With so many credit cards on the market, it can be daunting to choose the right one. In this guide, we’ll break down the top credit card rewards for British travellers, helping you earn more points, miles, and perks on your next adventure.
Top Credit Card Rewards for Flights
For British travellers, earning rewards on flights can be a game-changer. Here are some of the top credit card rewards for flights:
- American Express British Airways Credit Card: Earn 1.5 Avios per £1 spent, plus a 25,000 Avios bonus when you spend £3,000 in the first three months;
- Barclays Avios Credit Card: Collect 1.5 Avios per £1 spent, with no foreign transaction fees.
- Virgin Atlantic Reward Credit Card: Earn 1.5 Flying Co miles per £1 spent, with a 15,000-mile bonus when you spend £3,000 in the first 90 days.
These credit cards offer some of the most competitive rewards for flights, allowing you to earn points and miles towards your next adventure. Remember to always consider your individual financial situation and spending habits when choosing a credit card.
Top Credit Card Rewards for Hotel Stays
For British travellers, earning rewards on hotel stays can be a great way to save on accommodation costs. Here are some of the top credit card rewards for hotel stays:
- Hilton Honors Credit Card: Earn 2 Hilton Honors points per £1 spent, with a 20,000-point bonus when you spend £750 in the first 90 days.
- Marriott Bonvoy Credit Card: Collect 2 Marriott Bonvoy points per £1 spent, with a 20,000-point bonus when you spend £2,000 in the first three months.
- : Earn 2 IHG Rewards points per £1 spent, with a 10,000-point bonus when you spend £200 in the first 90 days.
These credit cards offer some of the most competitive rewards for hotel stays, allowing you to earn points and redeem free nights at your favourite hotels. Consider your individual financial situation and spending habits when choosing a credit card that aligns with your travel goals.
Top Credit Card Rewards for Travel Insurance and Perks
As a British traveller, having the right credit card can provide valuable travel insurance and perks to enhance your journey. Here are some top credit cards that offer exceptional travel benefits:
- Barclays Avios Plus Credit Card: Enjoy travel insurance with no excess, plus a 25% bonus on Avios points when you book a British Airways flight;
- American Express Platinum Credit Card: Receive comprehensive travel insurance, including trip cancellation and medical cover, plus access to airport lounges and a £200 hotel credit.
- HSBC Premier Credit Card: Get annual travel insurance with no excess, plus a 2% cashback on travel bookings and a dedicated concierge service.
These credit cards offer a range of travel perks, from insurance to airport lounge access, to make your travels more convenient and enjoyable. Consider your individual needs and spending habits when choosing a credit card that fits your travel style.