Planning a trip abroad can be overwhelming, but having the right credit card can make a huge difference.
A travel credit card designed for international use can provide numerous benefits,
including no foreign transaction fees, travel insurance, and rewards in the form of points or miles.
Whether you’re a frequent flyer or an occasional explorer, a travel credit card can help you navigate
the complexities of international travel with ease and confidence.
Why You Need a Travel Credit Card for International Use
Having a travel credit card specifically designed for international use can be a game-changer for your next trip abroad.
Here are just a few compelling reasons why you need a travel credit card:
- No foreign transaction fees: Avoid paying up to 3% in fees on every international purchase.
- Travel insurance and assistance: Get protected against trip cancellations, interruptions, and medical emergencies.
- Rewards and points: Earn rewards in the form of points or miles that can be redeemed for travel, accommodations, or other perks.
- Global acceptance: Enjoy widespread acceptance at merchants worldwide, with minimal hassle or restrictions.
- Enhanced security: Benefit from advanced security features, such as chip technology and zero-liability policies.
- Travel perks and benefits: Enjoy exclusive travel-related perks, such as airport lounge access, hotel stays, and concierge services.
By having a travel credit card, you can travel with confidence, knowing that you’re protected and rewarded every step of the way.
Top Travel Credit Cards for International Use
After researching and comparing numerous travel credit cards, we’ve curated a list of the top options
for international use. These cards offer a combination of benefits, rewards, and features that
make them ideal for travelers. Let’s dive into our top picks and explore what makes them stand out.
Chase Sapphire Preferred Card
The Chase Sapphire Preferred Card is a popular choice among travelers, offering a
generous rewards program and valuable benefits. Cardholders earn 2X points on travel
and dining purchases and 1X point on all other purchases, with no rotating categories
or spending limits. Points can be redeemed for travel, cash back, or transferred to
popular airline and hotel loyalty programs.
Other benefits include a 60,000-point bonus after spending $4,000 in the first 3 months,
a $0 foreign transaction fee, and travel insurance protections. The annual fee is
$95, but the rewards and benefits far outweigh the cost for frequent travelers.